Summary
• Pepeto presale has raised $7.28 million and is 70% filled, according to the project.
• XRP price trades at $1.42, down 60% from its July 2025 peak.
• Elon Musk confirmed X Money is in internal testing, with a public beta expected within two months.
The Pepeto presale has reached $7.28 million in funding, according to figures published by the project this week.
Meanwhile, XRP price trades at $1.42, marking a 60% decline from its July 2025 high of $3.65.
At the same time, Elon Musk confirmed that X Money is undergoing internal testing, adding a fresh macro narrative to the digital asset market.
Together, these developments highlight diverging momentum across large-cap tokens and early-stage crypto projects.
Pepeto Presale Crosses $7.28M With 70% Allocation Filled
According to the Pepeto team, the Pepeto presale has raised $7.28 million at a token price of $0.000000185. The project states that 70% of the allocation is now filled.
A team representative said the platform was “built as infrastructure for a meme economy worth billions but scattered across dozens of chains.” The statement added that working demos are currently live and that a full launch is imminent.
Pepeto claims three functional demos are available for public testing. These include PepetoSwap for cross-chain meme coin trading, Pepeto Bridge for token transfers across networks, and Pepeto Exchange, described as a central hub for meme assets.
The project also states that SolidProof and Coinsult completed dual smart contract audits. Additionally, Pepeto advertises zero tax tokenomics and a confirmed Binance listing. However, Binance has not independently issued a public listing announcement at the time of writing.
XRP Price Falls 60% From July 2025 High
The XRP price stands at $1.42, down sharply from its July 2025 high of $3.65. The token has also recorded its weakest February performance since 2018, declining 30% during the month.
Analysts at 24/7 Wall Street note that XRP has fallen in seven of eleven February trading periods since 2014.
According to Yahoo Finance in February 2026, ChatGPT-based projections estimate XRP could trade between $2.50 and $3.50 by late 2026. Meanwhile, Standard Chartered has issued a higher target range of $5 to $8.
Even at the upper range, those forecasts imply moderate upside relative to historical meme coin rallies. XRP’s market capitalization currently stands near $86 billion, limiting extreme percentage expansion compared with smaller-cap assets.
Still, large-cap tokens tend to attract institutional flows and offer deeper liquidity. Therefore, risk-adjusted returns differ significantly from early-stage presales.
Elon Musk Confirms X Money Internal Testing
Elon Musk confirmed during an xAI All Hands meeting on February 11 that X Money is live in internal testing, according to reporting by CoinDesk in February 2026. He stated that a public beta could launch within two months.
Musk described X Money as “intended to be the place where all the money is.” While specific crypto integrations were not detailed, the comments have fueled speculation across digital asset markets.
X, formerly Twitter, reports roughly 600 million users globally. If integrated directly, crypto functionality could expand access and transactional volume across multiple tokens.
However, no official partnership between X Money and Pepeto has been announced. Claims circulating on social media suggesting a potential Musk mention remain unverified.
Market Impact and Positioning
Broader presale activity has slowed in recent months as volatility increased across major assets. Therefore, a $7.28 million raise during a period of XRP weakness stands out.
Pepeto markets a staking yield of 212% APY. Such rates typically reflect early incentive structures and may adjust after launch. High yields also carry elevated risk depending on token emissions and demand dynamics.
Historically, meme coins such as FLOKI reached multi-billion dollar valuations during peak cycles. However, those rallies occurred under distinct liquidity conditions and retail inflows.
At present, capital rotation appears selective. Large-cap assets like XRP face macro headwinds, while smaller tokens compete for speculative flows.
Context Traders Should Remember
Previous meme-driven cycles, including Dogecoin and Shiba Inu rallies, followed viral social media moments. Early holders benefited from rapid retail momentum.
However, market structure has evolved since 2021. Liquidity is tighter, and regulatory scrutiny has increased in the United States and Europe.
As a result, presale participation carries different risk profiles today compared with prior cycles.
Conclusion
The Pepeto presale has raised $7.28 million as XRP price trades significantly below its 2025 peak. At the same time, Elon Musk’s confirmation of X Money testing adds a broader fintech catalyst to the market narrative.
Still, no confirmed link exists between Pepeto and X Money. Investors should distinguish between verified announcements and online speculation.
Volatility remains elevated across digital assets. Therefore, position sizing and due diligence remain critical.
